Power Systems finance solutions and extended protection

Cat Card Extended Service Coverage Cat Credits Cat Vantage Rewards Customer Value Agreements

We make it easy to protect your equipment — and to pay for service, parts, and repairs. With a Cat^® Card and Extended Service Coverage options for new engines and overhauls, you can count on us to keep your power systems running strong.

EQUIPMENT LIFECYCLE SERVICES

Equipment financing
Working capital loans
Lines of credit
Extended protection
Customer Value Agreements

TAILORED SOLUTIONS

Loans to all types of businesses
Our people are experts around Cat industries and equipment
We recognize seasonal shifts can affect your finances

FLEXIBLE SUPPORT

Quick and easy application and approval process
Select, finance and protect equipment in one place
Special financing on equipment, parts and services

RELIABLE
LONG-TERM RELATIONSHIP

Relationship-focused support
Supporting you through success and struggles

CAT^® CARD

The Cat^® Card is a flexible, revolving line of credit that can be used for Cat equipment needs when you don’t have cash on hand. It’s a commercial account that empowers you to buy what you need now, make low monthly payments, and then pay in full when your finances allow.

Apply Online Today

EXTENDED SERVICE COVERAGE

With Extended Service Coverage (ESC), you get coverage that’s just as durable and long-lasting as your Cat^® engines and generator sets:

Protect your investment with coverage for parts and labour expenses on covered components.
Choose from various coverage levels and deductible options to match your budget and operational needs.
Lock in repair costs upfront to avoid unexpected expenses.
Repairs are done by factory-trained technicians using genuine Cat parts.

SAVE WITH CAT^® CREDITS

You will earn Cat Vantage Points on all qualifying Cat Card purchases. Points are issued to you as Cat Credits that provide an immediate discount you can use to pay for qualifying purchases.

EARN POINTS

Earn Cat Credits - Toromont Cat Power Systems

The most common way to get Cat Credits is through special promotions. Caterpillar, Toromont Cat, Cat Financial, Parts.cat.com or Cat^® Central may offer Cat Credits as part of a special offer or incentive.

Cat Credits are delivered as an emailed certificate from Cat Financial, after you participate in a promotional program or redeem Cat Vantage Points.

REDEEM CREDITS

Redeem Cat Credits - Toromont Cat Power Systems

You can redeem Cat Credits over the counter at your Toromont Cat branch. Just print the certificate you receive by email and bring it with you — or show your certificate on your phone.

You can also choose Cat Credits as your payment method on Parts.cat.com and Cat Central. Simply enter the certificate number to redeem your credits when you check out online, or in the app.

SAVE

Whatever you need to get the job done and grow your business, chances are you can use Cat Credits to help pay for it. That includes:

Parts
Services
Repairs & rebuilds

CAT^® VANTAGE REWARDS

Cat Vantage Rewards is a program included with Cat Card that provides Cat Vantage Points on all qualifying Cat Card purchases for eligible account holders.

Rewards are earned and may, in most cases, be used for the purchase of Cat parts, service or rentals at your dealer or on Parts.cat.com and Cat Central. Cat Vantage Points are issued as Cat^® Credits.

If you spend $ 2,500 on your Cat Card when purchasing parts at your Toromont Cat branch, you earn 25 Reward Points.

If you spend $ 1,500 on your Cat Card when purchasing parts at your Toromont Cat branch, you earn 15 Reward Points.

One place, one program

Earn 3% Cat Vantage Reward Points on Parts.cat.com and Cat Central

(first $5K spent per year)

Plus: Earn 1% Cat Vantage Reward Points on qualifying Cat Card purchases.

START EARNING

Join the Cat Vantage Rewards program by registering and linking your Toromont Cat store to your Parts.cat.com account.

Create your Parts.cat.com Account

ACCESS YOUR REWARDS

Login to view your rewards

CUSTOMER VALUE AGREEMENTS

MANAGE COSTS

Secure your preventative maintenance expenses throughout your contract duration. Bundle your CVA costs with your equipment for a single monthly payment.

HASSLE-FREE OWNERSHIP

Your CVA is all one plan, fit for your operation and backed by expert tools and advice to plan, schedule, and execute your maintenance and repair needs, your ownership experience is hassle-free with complete asset protection.

GENUINE CAT PARTS

Genuine Cat parts are designed for your asset and delivered right to you, right on time. If you prefer to handle your own maintenance, convenient options are available.

ON TIME, EVERY TIME

Monitor your asset (hours, location, fault codes, fuel burn, and maintenance alerts) and lower the risk of issues occurring with a CVA. Fluid analysis gives you a look inside major systems to better prevent failures.

SECURITY OF EXPERT SUPPORT

Your CVA provides dedicated resources for your maintenance planning, repairs, rebuilds, and upgrades. With diagnostic and troubleshooting support, you can be at ease with dedicated expert dealer advice and training options.

* Offer valid from January 1, 2025 until December 31, 2025. Financing is subject to credit approval for customers who qualify through Cat Financial. Not all buyers will qualify. Offer subject to change without prior notice. Additional terms and conditions may apply. A $500 minimum purchase invoice is required unless otherwise stated. Rental transactions do not count toward minimum. Offer does not apply to Purchases subject to invoice billing (see your Cat Card agreement for invoice billing terms).

All Cat Vantage Points accrue based on local currency spend. Companies can earn up to 150 reward points per calendar year. See Cat Vantage Rewards terms and conditions for additional details. See Cat Card with Cat Vantage Rewards Terms & Conditions for more details, including eligibility and limitations.